Will I have to pay?
The costs of running a residential home mean everyone has to pay
something towards their stay. How much that is will depend on your
personal circumstances and we will look at your finances with you,
to help work out how much you will have to pay. Click here to view the current fees for
residential homes. Click here to view the current fees for
nursing homes.
What if I am only going in for a respite stay?
If your stay is to give your carer a break, then there is a
fixed weekly charge. From 1st April 2017 this charge is
£91.84 per week.
Will I pay for nursing care?
The NHS will pay towards the cost of your care if you are in a
registered nursing home. From 1st April 2017 the NHS will pay
£155.05 per week.
You will still have to pay a contribution for other
accommodation charges and this will be worked out in the normal
way. In most cases, if you receive free nursing care, it will not
affect how much you pay towards your care. Click here to view the current fees for
nursing homes.
Can I get help with the cost?
Yes it is possible. We will help you fill out a financial
assessment form to see if you qualify for financial help.
How much will I pay for residential or
nursing care?
We have to take into account any pensions or wages you receive,
Pension Credit, Income Support and any extra social security
benefits you may be entitled to claim for your stay in the
home.
We also have to take into account any savings you may have. If
your savings are over £23,250 you will have to pay the full cost of
your stay in the home. Any savings between £14,250 and £23,250 will
also be taken into account when we work out how much you will have
to pay.
The Income and Assessment team can give you help
and advice on charges for residential and nursing care. Their
details are at the bottom of this page. They can also check
that you're getting the benefits you're entitled to.
You can also find more information and advice about paying for
residential or nursing home care on Age UK's website.
Will I have to sell my house?
We will not count the value of your home if any of the following
apply:
- Your husband, wife or partner continues to live there
- A relative aged 60 or over continues to live there
- A relative under 60 who receives certain disability allowances
continues to live there
- A child under 16 you are financially responsible for continues
to live there
More information
Deferred Payment Scheme
If you are a home owner moving to a residential or nursing care
home, this scheme is designed to help you with the payment of your
care fees. The Deferred Payments Scheme is designed to help you if
you have been assessed as having to pay the full cost of your
residential care - but cannot afford to pay the full weekly charge
because most of your capital is tied up in your home.
This arrangement is similar to a loan and Blackburn with Darwen
Borough Council will use your home as security. The value of
your property is normally included when we calculate how much you
will need to pay towards your care. The Local Authority doesn't
give you a fixed sum of money when you join the scheme, but will
contribute to agreed care costs on your behalf. The part the
Council pays is your 'Deferred Payment'.
To find out more please click the links below.
Deferred Payment Guide
Deferred Payment Policy
Deferred Payment Agreements -
Charges and Interest
Existing Deferred Fees
The Income and Assessment team can give you help
and advice on the Deferred Payment Scheme and whether it is right
for you. Their details are below.
Useful contacts
Blackburn with Darwen Borough Council (Income and Assessment Team)
Address: F Floor, Tower Block, King William Street, Blackburn, BB1 7DY
Phone: (01254) 588842
Email: adults.finance@blackburn.gov.uk
Age UK Blackburn with Darwen
Address: 4 King Street, Blackburn
Phone: 01254 266620
Fax: 01254 266621
Web: www.ageukbwd.org.uk
Email: enquiries@ageukbwd.org.uk