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What are the charges?

If you have to go into a residential or nursing home, the cost is going to be one of the things that concerns you most. There are a number of residential and nursing homes in Blackburn with Darwen and they all charge different amounts, depending on the facilities they provide and the amount of care that you need.

We can tell you how much each of these homes charge, or you can contact them directly. Most importantly we will tell you how we work out how much you will have to contribute towards the cost of staying in a residential or nursing home.

Please do remember that this information will only act as a guide and that in some circumstances different rules will apply. However we will do our best to give you the financial facts and explain the charges.

Paying for residential and nursing home care

Will I have to pay?

The costs of running a residential home mean everyone has to pay something towards their stay. How much that is will depend on your personal circumstances and we will look at your finances with you, to help work out how much you will have to pay.  Click here to view the current fees for residential homes.  Click here to view the current fees for nursing homes.

What if I am only going in for a respite stay?

If your stay is to give your carer a break, then there is a fixed weekly charge.  From 1st April 2017 this charge is £91.84 per week.

Will I pay for nursing care?

The NHS will pay towards the cost of your care if you are in a registered nursing home. From 1st April 2017 the NHS will pay £155.05 per week.

You will still have to pay a contribution for other accommodation charges and this will be worked out in the normal way. In most cases, if you receive free nursing care, it will not affect how much you pay towards your care.  Click here to view the current fees for nursing homes.

Can I get help with the cost?

Yes it is possible. We will help you fill out a financial assessment form to see if you qualify for financial help.

How much will I pay for residential or nursing care?

 

We have to take into account any pensions or wages you receive, Pension Credit, Income Support and any extra social security benefits you may be entitled to claim for your stay in the home.

We also have to take into account any savings you may have. If your savings are over £23,250 you will have to pay the full cost of your stay in the home. Any savings between £14,250 and £23,250 will also be taken into account when we work out how much you will have to pay.

The Income and Assessment team can give you help and advice on charges for residential and nursing care.  Their details are at the bottom of this page.  They can also check that you're getting the benefits you're entitled to.

You can also find more information and advice about paying for residential or nursing home care on Age UK's website.

Will I have to sell my house?

We will not count the value of your home if any of the following apply:

- Your husband, wife or partner continues to live there
- A relative aged 60 or over continues to live there
- A relative under 60 who receives certain disability allowances continues to live there
- A child under 16 you are financially responsible for continues to live there

More information

 

Deferred Payment Scheme

If you are a home owner moving to a residential or nursing care home, this scheme is designed to help you with the payment of your care fees. The Deferred Payments Scheme is designed to help you if you have been assessed as having to pay the full cost of your residential care - but cannot afford to pay the full weekly charge because most of your capital is tied up in your home.

This arrangement is similar to a loan and Blackburn with Darwen Borough Council will use your home as security.  The value of your property is normally included when we calculate how much you will need to pay towards your care. The Local Authority doesn't give you a fixed sum of money when you join the scheme, but will contribute to agreed care costs on your behalf. The part the Council pays is your 'Deferred Payment'.

To find out more please click the links below.

Deferred Payment Guide

Deferred Payment Policy

Deferred Payment Agreements - Charges and Interest

Existing Deferred Fees

The Income and Assessment team can give you help and advice on the Deferred Payment Scheme and whether it is right for you.  Their details are below.

 

Useful contacts

Blackburn with Darwen Borough Council (Income and Assessment Team)
Address: F Floor, Tower Block, King William Street, Blackburn, BB1 7DY
Phone: (01254) 588842
Email: adults.finance@blackburn.gov.uk

Age UK Blackburn with Darwen
Address: 4 King Street, Blackburn
Phone: 01254 266620
Fax: 01254 266621
Web: www.ageukbwd.org.uk
Email: enquiries@ageukbwd.org.uk

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